78% of Americans have never claimed these amazing benefits and special programs available to them. Most are missing out simply because they don’t know these programs exist. Like We can use Instacart App to Shop groceries & get same-day delivery. You will be getting first delivery service absolutely free. That’s why we put together this list of the top discounts and special programs available for people over 50.
There's an obscure tax law that allows those who collect social security to halt current benefits, pay back everything collected (interest-free), and restart benefits at a new, higher rate based on your current age. It's called "do-over" and it can dramatically increase social security.
Here's how it works... Let's say someone qualifies for full benefits of $1,600 a month at their normal retirement age of 66, but they decide to begin collecting benefits at 62. As a result, their retirement benefits will be reduced by 25% for the rest of their life (to $1,200 a month in this example) because they'll be collecting a smaller benefit for a longer period of time.
On the other hand, if that person delayed collecting benefits, they will receive an 8% boost for every year beyond their normal retirement age until they reach 70, when their maximum benefit will be 132% of what they would have received at age 66. In this example, this person would receive about $2,100 a month at 70 — a $900 difference!
Most don't realize this option is available to them, but that doesn't mean it's for everyone. Be sure to crunch the numbers and speak with a qualified, professional advisor before doing anything drastic.
If you have any family, life insurance is a must. Most people don't have savings large enough for their family to pay off their mortgage, cover living expenses, and pay for final expenses — never mind ensuring your loved ones don't inherit your debts.
Life insurance companies know all of this and the bigger the policy, the more they profit. They've been getting away with charging high rates for years – but that's all coming to an end.
Thanks to a new special program, there is now a way to get a rock solid, yet very inexpensive life insurance policy from top providers. Simply by using this new life insurance comparison website it's easy for anyone to see how cheap plans can be, regardless of age or medical history. The best part is it's totally free!
The website will run your options through their technology to automatically find the best life insurance policies available at the lowest possible price. Even if you already have a policy, it can find comparable plans at a much much lower price. You could easily end up saving up to 70% on life insurance!
No medical check and guaranteed acceptance policies are also available for adults of every age, even if you have been denied in the past.
This Program May Expire Soon, So We Suggest Getting In While You Can!
If You're A Homeowner, This One Thing Could Save Yourself Thousands Of Dollars This Year. The Recently Issued New Mortgage Guidelines, Which Allows The Average Homeowner To Get $3,708/year (Or $309/month) Taken Off Their Mortgage As Early As This January.
There's No Telling How Soon The Relief Program Will Expire,. While The Banks Happily Wait For The Program To End, Experts Are Making A Final Push And Urging Homeowners To Take Advantage. So It's Suggested That Homeowners Complete The Mortgage Relief Survey To Check Their Eligibility Right Away.
So If Reducing Your Payments By $309/month, Paying Off Your Mortgage Faster, Or Even Taking Some Cash Out Would Help You, It's Important To Check Your Eligibility Here. Checking Your Eligibility Is Quick And Completely Free!
Urgent: So Many Homeowners Could Still Benefit Today, But Sadly, Many Perceive The New "Senior Relief Program" To Be Too Good To Be True. Remember, "Relief Program" Is A Free Program And There's Absolutely NO COST To See If You Qualify.
Here's something the power company doesn't want you to know. A little-known government program gives homeowners who live in these certain areas a big payment incentive to generate their own electricity with solar.
The program is called the Federal Residential Renewable Energy Tax Incentive, which provides subsidies and rebates that can cover the costs to go solar and get rid of the electric company once and for all. In fact, the average tax break gives $4,860 back for installing home solar.
Has your power company told you that? Most likely not. That's because once homeowners go solar, their energy bill is drastically reduced — often to $0 or close to it. You can bet the energy companies are not too thrilled about that.
Homeowners should check to see if your home qualifies here before the program expires.
A new Special Program can help millions of homeowners get up-to $1,632/year back on their home insurance. Has your insurance provider told you about this?
Let's face it... everyone needs homeowners insurance, but how often have you actually used your insurance? Probably not nearly enough to make up for the cost year-after-year.
Here's something most people don't know, and it's one of the easiest ways homeowners can get thousands a year back in savings...
Homeowners insurance has become pretty inexpensive, but most people haven't checked rates in a while. The fact is most homeowners can get an average $1,632 back in savings for the same or even better coverage by checking rates on this popular website.
In just seconds, you can get quotes from the top insurance providers in your area that compete to give you the lowest rate... allowing you to get a big discount on great coverage. Many report they're getting a small fortune back in savings just by using this site to reduce their bill for free.
If you don’t feel like cooking be sure to turn to these places for good senior dining deals. From fast food to steak restaurants, our compiled restaurant list will definitely help you make your choice.
Keep in mind that deals may vary at participating locations and can change without notice.
With the skyrocketing cost of living in the United States, more and more adults are struggling with financial debt than ever before. And with interest rates snowballing the amount owed, paying your card balances can seem like a trap that can never be escaped. Here's what the banks don't want you to know...
For anyone over the age of 40 that owes $15,000 or more in card debt, this debt relief program can greatly reduce the amount of money owed. The program can resolve debt without a loan – allowing many to become totally debt free in just 24 – 48 months.
So if you carry $15,000 or more in card debt, click here to see if you qualify for reduce payments!
For those that like to get out of town, vacation, or visit the grandchildren, be sure to always ask for any new discounts and flexible travel programs available from the big players. This is especially true for travelers 55 and over. Here are a few on our radar...
Homeowners should never have to pay full price for roof repairs again. In the past roofing work could cost a fortune. Worse yet, a bad roof can lead to tremendous damage, mold, animal infestation and other expensive situations that could be avoided with proper home maintenance.
No doubt replacing your home's roof is an easy thing to put off "until next season," especially since the cost has traditionally come with quite the price tag.
But thanks to this brilliant new website, it no longer has to cost homeowners an arm and a leg to get the roof replaced or repaired. In fact, homeowners that use the site will never have to pay full price for roof repairs again.
Now homeowners can get their roof replaced while saving thousands of dollars in the process by taking advantage of all special discounts, rebates and incentives available in their area.
Every homeowner should check to see how cheap it can be to get a new roof in their area.
Did you know that depending on your age and other factors, drivers can now get a generous discount on their car insurance?
n fact, if you're paying over $63/month for car insurance, there's a good chance you're paying more than you need. It's quite common for this to occur, as most simply keep their same old policy in place... and those rates can creep up over time without really noticing.
Most people are also not taking advantage of the new, multiple discounts that are now available (probably because they don't even know they exist). Luckily, finding these discounts and seeing how low your rate can be is super easy. Just enter your zip code on this website to check if your area qualifies for the lowered rates.
As you know that a home with A home security system can reduce your risk of a burglary, as 9 out of 10 burglars will avoid a house protected by a security system. While installing a home alarm system isn't just to stop burglars and intruders, it may also save you big money year after year. If you have a home security system installed, it reduces the likelihood that the insurance company has to cover any losses in the case of a burglary.
If you’re over 50 here are some stores that give a regular senior discount – you just need to ask.
By taking advantage of the special programs in this list, seniors can easily save thousands of dollars a year — and for many years to come.
1. Claim $250,000 in Life Insurance: Click here to search discounted rates on life insurance!
2. Roof Replacement: Click here to save on "Roof Replacement